Over the next several days I will be making significant changes to this blog. Many of the posts were written when the housing market was down and distressed sales were the norm (foreclosures and short sales). Tags and categories were assigned accordingly. We now appear to be back to a normal market, and I am […]

When Lapeer County home buyer comes to us with a pre-approval letter for an FHA mortgage we will ask both you and your loan officer “Why FHA?” It’s not that we are FHA snobs or don’t want to work with FHA buyers, but FHA does come with its own baggage. Baggage that affects you the […]

When High Tech is just an excuse for laziness This post is NOT a criticism of electronic signatures, Twitter, Facebook… nor of agents who utilize these methods in their real estate business. This post IS a criticism of agents who criticize those of us who choose NOT to use any of the above in our […]

Paperless is NOT green I’m getting pretty tired of listening to agents boast about being paperless thus calling themselves “green.” First of all- something is substituted for paper. Usually a device that is electronic – more than likely built from petroleum products and run (charged) with coal. I have no problem with plastic and electronics- […]

I am still working on my video editing skills. This video may be re-worked in the future or simply canned and a new one made. But for an early effort I don’t think this is too bad  

Seller Concessions Explained- Lapeer MI Real Estate This is my attempt at a very simplified explanation of what seller concessions are. Example: You want to buy the house you just looked at and want to make an offer of $200,000. You need $5000 in seller concessions (seller paying all or part of your closing costs). Your […]

Should I stay around for the showing? Many home sellers in Lapeer Michigan ask this question. You should leave and I should not be there either. For the showing you want potential buyers to be as comfortable as possible. You want them to feel free to express any concerns or dislikes to their agent. Often this […]

Is My Listing REALLY Overpriced? It seems lately the explanation that comes with a low ball offer is that the house (my listing) is overpriced. I guess soooo grossly overpriced that your buyer chose it as their favorite. I understand a buyer submitting a low offer trying to see what they can get it for. […]

Is the Appraisal for Your Protection? Lapeer County MI Real Estate Home Sales When buying a home in Lapeer County Michigan a standard contingency is financing (the buyer obtaining a mortgage for the house). Normally, part of the financing process is an appraisal, and the cost of the appraisal is born by the purchaser. So […]

Writing an Offer on an Lapeer County Michigan Home Unless you’re a cash buyer, our standard purchase agreement contains a financing contingency. Even if you are pre-qualified you need this contingency to protect yourself. If your financial situation changes after writing the offer (such as job loss) you need the protection of the financing contingency. […]